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Want to show your loved ones how much you love them? What better way than by leaving them your most precious valuables when you're gone? If you want to leave your valuables with as much worth as they hold, then you need to know the differences between wills and trusts and how they actually perform.
Wills
A will is simply a piece of paper that says who gets what when you die. It is also a legal document, which is the problem. When you deal with a will, you have to deal with the courts. A will often takes a circuitous route to get where it's meant to go and can accumulate exspensive court costs as well.
How do you get a will? There are a few ways to go about it. You can have a lawyer draw up one, which'll cost about a few hundred dollars-depending on where you live and how complex your will will be. You can buy a form will from a stationary store and fill in the blanks, which will cost about $10. Or you can get a computer program that will draw one up for you for about $35. If you use any of these methods to draw up a will you will need to sign it, and while you're signing it, have two or three people sign it as well as witnesses to your signature. Some states require two signatures, some three, check with your state. If you want to change your will you draw up a codicil, which is an additional paper numbering your changes. Follow the same procedures as you did before.
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